Track
spending
by chatting
Turn your everyday message into smart expense log — no forms, no spreadsheets, and no bank connection.
Loved by 100+ beta testers
As easy as texting
a friend
Three steps. Zero friction. Financial clarity starts now.
Tell Kesflo what you spent
Type naturally — "lunch at Konjiki for 65 AED" — or upload a photo of your receipt or bank statement. No forms, no tapping through menus.
AI fills in the blanks
Kesflo extracts amount, merchant, category, and date automatically. It learns your habits and gets smarter every week.
Understand your spending
Browse charts, spot trends, and get AI-powered insights — without ever touching a spreadsheet.
Everything you need,
nothing you don't
Kesflo strips away complexity and replaces it with intelligence.
Natural Language Logging
Type like you'd text a friend. Kesflo understands context, infers missing details, and saves instantly — no forms.
Bulk Log from Bank Statement
Snap a photo of any bank statement — AI extracts every transaction in seconds.
Visual Spending Insights
Monthly charts, category breakdowns, AI summaries — all in one view.
Share only what
you feel safe with.
Zero bank connections
No credentials, no account access. Manual or image-based only.
You choose what to share
Log only what you want. No syncing, no background collection.
Secure by design
Your data is never sold or shared with advertisers.
No third-party integrations
No Open Banking, no Plaid. What you log is what we know.
Simple, transparent pricing
Start free. Upgrade when you're ready.
$36 billed annually · Save 40%
Unlimited. AI-powered. Full experience.
- Unlimited image scans
- Budgeting & budget alerts
- Export data (CSV)
- Full spending analytics
- AI-powered budget insights
- Reminder notifications
- Priority support
Loved by people who hate budgeting apps
"I've tried every expense app out there. Kesflo is the first one I've actually stuck with. Texting what I spent feels so natural."
Sarah M.
Marketing Manager, Dubai
"The bank statement scan is magic. I uploaded a whole month of transactions in one photo and it logged everything perfectly."
Ravi K.
Software Engineer, Singapore
"As an expat managing AED and USD, multi-currency support that actually works is a game changer."
Ana L.
Freelance Designer, Abu Dhabi
"Finally an app that doesn't require me to connect my bank. I log what I want, when I want. Total control."
Tariq B.
Consultant, Riyadh
"The AI insights at the end of the month are eye-opening. I never realized how much I was spending on coffee until Kesflo showed me."
Priya S.
Product Manager, Mumbai
"I love how I can just snap my grocery receipt and everything is automatically categorized. Saves me so much time."
James W.
Teacher, London
"My husband and I use it to track our shared expenses. The export feature makes budgeting together actually easy."
Leila H.
Architect, Doha
"Been using it for 3 months and I've already saved more than I did all of last year. The spending insights are genuinely helpful."
Omar F.
Entrepreneur, Cairo
Questions
answered.
Everything you need to know before you start tracking your spending with Kesflo.
Start free · No credit card
Know where
your money
actually goes.
© 2026 Kesflo